# Is Dental School Debt Worth It? The Truth About Debt, AI, Investing & My Financial Plan As A Dentist

Page: https://stenobird.com/podcast/dr-gallagher-s-podcast-3360363/is-dental-school-debt-worth-it-the-truth-about-debt-ai-investing-my-financial-plan-as-a-dentist
Text version: https://stenobird.com/podcast/dr-gallagher-s-podcast-3360363/is-dental-school-debt-worth-it-the-truth-about-debt-ai-investing-my-financial-plan-as-a-dentist.md
Podcast: [Dr. Gallagher's Podcast](https://stenobird.com/podcast/dr-gallagher-s-podcast-3360363)
Published: 2026-07-20T02:11:17+00:00
Episode link: https://podcasters.spotify.com/pod/show/doctorgallagher/episodes/Is-Dental-School-Debt-Worth-It--The-Truth-About-Debt--AI--Investing--My-Financial-Plan-As-A-Dentist-e3m9oql
Audio file: https://anchor.fm/s/3b14a948/podcast/play/123052309/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-6-20%2F428253166-44100-2-226a9af88144a.mp3
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Duration seconds: 2548

## Resource

Top 5 Topics: - The Hidden Truth About Dentistry No One Talks About - Why High-Income Professionals Still Need Smart Investments - The Career Mistake That Almost Cost Me Everything - AI Is Changing Education and Healthcare Forever - Mentorship Is More Valuable Than Talent Top 12 Viewers on this Episode on TikTok LIVE 103 Q&A: 1st - JuliaJayBird1023, @crazycatperson2021 2nd – @emmacrocker29 3rd – Deshawn “D.A. GOAT”, @justdeshawn6 4th – @superduster97 5th – @henliiiii_ 6th – prad, @prad2004 7th – @bgnocal 8th – SOULE, @fromsoule 9th – @ponytailfullofpoop 10th - @iwest98 11th - summer, @bokutosbeefybootycheeks 12th - musa, @musa688 Quotes & Wisdom: 13:24 - "Dentistry is expensive, but worth it— if you go into it with a game plan." 15:42 - "They're going to teach you dentistry in dental school. They're not going to teach you how to survive as a dentist." 15:42 - "Biologic width is important... but biologic width doesn't pay your bills." 15:42 - "Your life isn't just all teeth and dentistry." 15:42 - "It's not all about getting the next test score done. It's about setting yourself up for a life you're excited to live." 27:37 - "The first 3 years after graduation shape how you'll practice for the next 30 years." 28:57 - "Your first job might not be your end-all, be-all." 31:38 - "I didn't buy a luxury car—I invested my life savings into an investment property." 34:15 - "Dentistry is my profession, but I'm not planning to build my retirement from dentistry alone." 37:03 - "A job is a job. Your retirement portfolio is built through investments." Questions: 02:55 – Is going to an Ivy League dental school actually the best path if your goal is to become an oral & maxi…

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## Transcript

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