# How Much Should You Have in Your 401(k) to Retire? Page: https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/how-much-should-you-have-in-your-401-k-to-retire Text version: https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/how-much-should-you-have-in-your-401-k-to-retire.md Podcast: [Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.](https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230) Published: 2026-06-09T07:00:00+00:00 Episode link: https://podcasters.spotify.com/pod/show/bonfirefinancial/episodes/How-Much-Should-You-Have-in-Your-401k-to-Retire-e3k8qqe Audio file: https://anchor.fm/s/ec641e2c/podcast/play/120924430/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-5-3%2F425405804-44100-2-8b37fc908134d.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/episodes/how-much-should-you-have-in-your-401-k-to-retire Duration seconds: 779 ## Resource Is your 401(k) actually enough to retire comfortably? In this episode, Brian breaks down how much you should have saved by age, why the “average” 401(k) balance may leave you short, and the hidden mistakes that can cost you in taxes, fees, and flexibility. You’ll learn why building a big balance is only part of the equation, and what it takes to create a retirement plan that actually works. Full show notes: https://www.bonfirefinancial.com/how-much-should-you-have-in-your-401k-by-age To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com Disclosure: https://www.bonfirefinancial.com/disclosure ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/episodes/how-much-should-you-have-in-your-401-k-to-retire/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/how-much-should-you-have-in-your-401-k-to-retire.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.