# Client Q&A: RMD Questions Answered - Timing, Taxes, and Inheritance Page: https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/client-q-a-rmd-questions-answered-timing-taxes-and-inheritance Text version: https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/client-q-a-rmd-questions-answered-timing-taxes-and-inheritance.md Podcast: [Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.](https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230) Published: 2026-01-21T07:05:00+00:00 Episode link: https://podcasters.spotify.com/pod/show/bonfirefinancial/episodes/Client-QA-RMD-Questions-Answered---Timing--Taxes--and-Inheritance-e3dupc5 Audio file: https://anchor.fm/s/ec641e2c/podcast/play/114303813/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-0-20%2F1bc7ce88-bc3d-fa81-ed82-ab983e6e3cc9.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/episodes/client-q-a-rmd-questions-answered-timing-taxes-and-inheritance Duration seconds: 1079 ## Resource When do RMDs really start, how are they taxed, and what happens when that money passes to your kids? We break down the rules, the common misconceptions, and the smart planning moves that can save you from costly surprises. Full show notes: https://www.bonfirefinancial.com/rmd To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com Disclosure: https://www.bonfirefinancial.com/disclosure ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/episodes/client-q-a-rmd-questions-answered-timing-taxes-and-inheritance/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/client-q-a-rmd-questions-answered-timing-taxes-and-inheritance.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.