# We Were Paying Off $700K in Student Loans. And Doing IVF at the Same Time. #480

Page: https://stenobird.com/podcast/docs-outside-the-box-323291/we-were-paying-off-700k-in-student-loans-and-doing-ivf-at-the-same-time-480
Text version: https://stenobird.com/podcast/docs-outside-the-box-323291/we-were-paying-off-700k-in-student-loans-and-doing-ivf-at-the-same-time-480.md
Podcast: [Docs Outside The Box](https://stenobird.com/podcast/docs-outside-the-box-323291)
Published: 2026-07-30T11:00:00+00:00
Episode link: https://pdst.fm/e/www.buzzsprout.com/1983294/episodes/19574347-we-were-paying-off-700k-in-student-loans-and-doing-ivf-at-the-same-time-480.mp3
Audio file: https://pdst.fm/e/www.buzzsprout.com/1983294/episodes/19574347-we-were-paying-off-700k-in-student-loans-and-doing-ivf-at-the-same-time-480.mp3
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JSON: https://stenobird.com/v1/public/podcasts/docs-outside-the-box-323291/episodes/we-were-paying-off-700k-in-student-loans-and-doing-ivf-at-the-same-time-480
Duration seconds: 3116

## Resource

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! We got married in our thirties. Started IVF in the middle of paying off $700,000 in student loan debt. And Nii was working locums shifts several states away — the very thing funding our fertility journey was also making it harder. This is the episode we've never been able to fully tell. Until now. You'll hear: → Why we got married later — and what that cost us biologically → The rule we made when pay...

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## Transcript

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