# Ep. 16: Subsidies Shrink, Strategies Shift: Navigating Health Benefits Under the Big Beautiful Bill with Stewarded

Page: https://stenobird.com/podcast/distilled-church-finance-made-simple-7726670/ep-16-subsidies-shrink-strategies-shift-navigating-health-benefits-under-the-big-beautiful-bill-with-stewarded
Text version: https://stenobird.com/podcast/distilled-church-finance-made-simple-7726670/ep-16-subsidies-shrink-strategies-shift-navigating-health-benefits-under-the-big-beautiful-bill-with-stewarded.md
Podcast: [Distilled: Church Finance Made Simple](https://stenobird.com/podcast/distilled-church-finance-made-simple-7726670)
Published: 2025-09-02T15:55:25+00:00
Episode link: https://podcasters.spotify.com/pod/show/live-your-parable/episodes/Ep--16-Subsidies-Shrink--Strategies-Shift-Navigating-Health-Benefits-Under-the-Big-Beautiful-Bill-with-Stewarded-e37lbig
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Duration seconds: 450

## Resource

Episode Summary: In this episode of Distilled: Church Finances Made Simple , we’re joined by Gabe Pelphrey, Principal at Stewarded, to unpack the “One Big Beautiful Bill” and its impact on health benefits for churches and nonprofits. Gabe breaks down what’s changing in the health insurance landscape—including the removal of COVID-era subsidies, new opportunities with ICHRAs and QSEHRAs, and expanded options for cafeteria plans and HSAs. If rising renewal costs have you rethinking your church’s health benefits strategy, this episode gives you practical insights to navigate the shift and take care of your team well. One Key Takeaway: Don’t settle for a “group insurance or nothing” mindset. There are now more creative, affordable, and flexible ways for churches to provide quality coverage—start exploring all your options. Resources Mentioned: Stewarded.io – Learn more about ICHRAs, QSEHRAs, and health insurance strategies for churches and nonprofits

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## Transcript

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