# 613 the 8-4-3 rule of compounding

Page: https://stenobird.com/podcast/dev-raga-personal-finance-1303633/613-the-8-4-3-rule-of-compounding
Text version: https://stenobird.com/podcast/dev-raga-personal-finance-1303633/613-the-8-4-3-rule-of-compounding.md
Podcast: [Dev Raga Personal Finance](https://stenobird.com/podcast/dev-raga-personal-finance-1303633)
Published: 2026-04-07T19:10:00+00:00
Episode link: https://shows.acast.com/my-millennial-money-medical/episodes/613
Audio file: https://sphinx.acast.com/p/open/s/62fa0e8b26f5af0012802e7b/e/69cdaa373908885dc4f851ca/media.mp3
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JSON: https://stenobird.com/v1/public/podcasts/dev-raga-personal-finance-1303633/episodes/613-the-8-4-3-rule-of-compounding
Duration seconds: 876

## Resource

In this episode Dev explains the basics of compounding and why it pays to invest as early as possible. He touches on: 👉🏾 what is compounding and compound interest vs simple interest 👉🏿 what is 8-4-3 rule? 👉 why waiting to invest is a risk 👉🏻 practical examples Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au To chat with a professional and get help about your situation, click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

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## Transcript

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