# 70: Klarna Page: https://stenobird.com/podcast/desperate-acts-of-capitalism-podcast-700916/70-klarna Text version: https://stenobird.com/podcast/desperate-acts-of-capitalism-podcast-700916/70-klarna.md Podcast: [Desperate Acts of Capitalism Podcast](https://stenobird.com/podcast/desperate-acts-of-capitalism-podcast-700916) Published: 2025-08-15T00:00:00+00:00 Episode link: https://soundcloud.com/desperateactsofcapitalism/70-klarna Audio file: https://feeds.soundcloud.com/stream/2152691400-desperateactsofcapitalism-70-klarna.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/desperate-acts-of-capitalism-podcast-700916/episodes/70-klarna Duration seconds: 2839 ## Resource In a world where hot dogs are harder to buy, and brands drown in the muck of online retail, a hero rises from the ashes to offer predatory unsecured loans through an app. That hero's name? Klarna. Edited and thumbnail by Noah JOIN US ON PATREON FOR EARLY EPISODE RELEASES, BONUS CONTENT, AND MORE: www.patreon.com/desperateactsofcapitalism BIG THINGS ARE COMING Sources: 1) https://www.expressen.se/ekonomi/klarna-miljardaren-berattar-om-de-skakande-anklagelserna/ 2) https://www.telegraph.co.uk/technology/technology-startup100/8428669/Start-Up-100-A-Z.html 3) https://owp.klarna.com/legacy/assets/sites/15/2021/05/28054804/Financial-Update-Q1-2021.pdf https://techcrunch.com/2021/06/04/as-buy-now-pay-later-startups-keep-raising-capital-a-dive-into-klarna-afterpay-and-affirms-earnings/ 4) https://www.theguardian.com/technology/2022/jul/11/klarna-sees-its-value-slashed-by-85-in-latest-round-of-fundraising https://www.reuters.com/business/finance/klarnas-valuation-slumps-67-bln-with-800-mln-raise-2022-07-11/ 5) https://www.theguardian.com/business/2022/may/04/klarna-to-start-reporting-uk-customer-debts-to-credit-agencies 6) https://www.theguardian.com/money/2018/nov/17/klarna-buy-now-pay-later-system-that-is-seducing-millennials 7) https://techcrunch.com/2025/05/21/klarna-used-an-ai-avatar-of-its-ceo-to-deliver-earnings-it-said/ 8) https://techcrunch.com/2025/05/21/klarna-used-an-ai-avatar-of-its-ceo-to-deliver-earnings-it-said/ 9 ) https://www.paymentsdive.com/news/cfpb-buy-now-pay-later-bnpl-use-debt-research-report/737285/ ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/desperate-acts-of-capitalism-podcast-700916/episodes/70-klarna/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/desperate-acts-of-capitalism-podcast-700916/70-klarna.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.