# Your missed SIP could be making banks tens of crores every month

Page: https://stenobird.com/podcast/daybreak-5886514/your-missed-sip-could-be-making-banks-tens-of-crores-every-month
Text version: https://stenobird.com/podcast/daybreak-5886514/your-missed-sip-could-be-making-banks-tens-of-crores-every-month.md
Podcast: [Daybreak](https://stenobird.com/podcast/daybreak-5886514)
Published: 2026-04-19T20:30:00+00:00
Episode link: https://share.transistor.fm/s/6f1b14c6
Audio file: https://media.transistor.fm/6f1b14c6/92ccc758.mp3
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JSON: https://stenobird.com/v1/public/podcasts/daybreak-5886514/episodes/your-missed-sip-could-be-making-banks-tens-of-crores-every-month
Duration seconds: 1024

## Resource

When your SIP bounces, your bank charges you Rs 500. The mutual fund that missed the investment? Charges you nothing. That gap is not an accident. In this piece, The Ken's Mutasim Khan traces how India's banks have quietly turned missed SIP debits into a revenue line — one that costs them roughly Rs 25 to process, and nets them hundreds of crores a month. The people paying most are first-time investors in smaller cities, often unaware the charge even happened. This is a read aloud of Mutasim's original story, by Snigdha Sharma, on Daybreak. 📖 Read the full story on The Ken: Your missed SIP could be making banks tens of crores every month

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## Transcript

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