# 2403 FBF: David Daley - Ratf**ked, The True Story Behind the Secret Plan to Steal America's Democracy, How to Effectively Manage Your Credit Score Page: https://stenobird.com/podcast/creating-wealth-real-estate-investing-with-jason-hartman-309929/2403-fbf-david-daley-ratf-ked-the-true-story-behind-the-secret-plan-to-steal-america-s-democracy-how-to-effectively-manage-your-credit-score Text version: https://stenobird.com/podcast/creating-wealth-real-estate-investing-with-jason-hartman-309929/2403-fbf-david-daley-ratf-ked-the-true-story-behind-the-secret-plan-to-steal-america-s-democracy-how-to-effectively-manage-your-credit-score.md Podcast: [Creating Wealth Real Estate Investing with Jason Hartman](https://stenobird.com/podcast/creating-wealth-real-estate-investing-with-jason-hartman-309929) Published: 2026-03-20T17:00:00+00:00 Episode link: https://creatingwealthpodcast.hartmannetwork.libsynpro.com/2043-fbf-david-daley-ratfked-the-true-story-behind-the-secret-plan-to-steal-americas-democracy-how-to-effectively-manage-your-credit-score Audio file: https://traffic.libsyn.com/secure/creatingwealthpodcast/2043_FBF_CW_704_David_Daley_-_Ratfked_The_True_Story_Behind_the_Secret_Plan_to_Steal_Americas_Democracy_How_to_Effectively_Manage_Your_Credit_Score_v1.mp3?dest-id=3486896 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/creating-wealth-real-estate-investing-with-jason-hartman-309929/episodes/2403-fbf-david-daley-ratf-ked-the-true-story-behind-the-secret-plan-to-steal-america-s-democracy-how-to-effectively-manage-your-credit-score Duration seconds: 3048 ## Resource This Flashback Friday is from episode 704, published on July 25, 2016. Jason shares information about credit scores you may not be aware of to assist you in actively managing it. Using his own credit history as an example he explains the terms utilization rate, how installment loans and new credit can negatively impact your score. And later in the show, guest David Daley discusses the subject matter of his new book, Ratf__ked: The True Story Behind the Secret Plan to Steal America's Democracy . David is the former editor of the liberal site Salon.com and is the current CEO/Publisher of the Connecticut Mirror, a non-partisan publication. Mentioned in This Episode: Jason Hartman Ratf__ked: The True Story Behind the Secret Plan to Steal America's Democracy @davedaley3 on Twitter _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/creating-wealth-real-estate-investing-with-jason-hartman-309929/episodes/2403-fbf-david-daley-ratf-ked-the-true-story-behind-the-secret-plan-to-steal-america-s-democracy-how-to-effectively-manage-your-credit-score/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/creating-wealth-real-estate-investing-with-jason-hartman-309929/2403-fbf-david-daley-ratf-ked-the-true-story-behind-the-secret-plan-to-steal-america-s-democracy-how-to-effectively-manage-your-credit-score.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.