# How to build onchain rails banks actually want to run, with Tesser Page: https://stenobird.com/podcast/converge-6510333/how-to-build-onchain-rails-banks-actually-want-to-run-with-tesser Text version: https://stenobird.com/podcast/converge-6510333/how-to-build-onchain-rails-banks-actually-want-to-run-with-tesser.md Podcast: [Converge](https://stenobird.com/podcast/converge-6510333) Published: 2026-04-08T07:00:00+00:00 Episode link: https://podcasters.spotify.com/pod/show/convera-converge/episodes/How-to-build-onchain-rails-banks-actually-want-to-run--with-Tesser-e3hj0bt Audio file: https://anchor.fm/s/e1720574/podcast/play/118112061/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-3-7%2Ff13ca0ff-3bdb-3a45-ae27-b8208d870643.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/converge-6510333/episodes/how-to-build-onchain-rails-banks-actually-want-to-run-with-tesser Duration seconds: 2496 ## Resource In this episode, Alex Lawrence, Alanna Frost and Akash Patel sit down with Geetha Panchapakesan, Founder and CEO of Tesser and Dana Weinstein, Head of Product and Operations at Tesser to unpack why cross-border payments are still so broken, how stablecoins can make money movement faster and more predictable, and why banks and PSPs don’t need to become crypto startups to get on chain. They also explore the hidden costs of pre-funding, the pressure on financial institutions to modernize, and what it takes to build compliant infrastructure for the future of payments. Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/converge-6510333/episodes/how-to-build-onchain-rails-banks-actually-want-to-run-with-tesser/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/converge-6510333/how-to-build-onchain-rails-banks-actually-want-to-run-with-tesser.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.