# Are You Protected? Understanding Your Policy's Real Coverage

Page: https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179/are-you-protected-understanding-your-policy-s-real-coverage
Text version: https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179/are-you-protected-understanding-your-policy-s-real-coverage.md
Podcast: [Contractor Talk with Richie Kidwell](https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179)
Published: 2026-02-27T21:11:56+00:00
Episode link: https://contractor-talk-with-richie-kidwell.simplecast.com/episodes/are-you-protected-understanding-your-policys-real-coverage-GuOXIL29
Audio file: https://cdn.simplecast.com/media/audio/transcoded/e138b5b2-5e08-47cf-aa97-cc7ea24fcc10/c2a8197e-3dee-41a0-84dd-ee2cc969870d/episodes/audio/group/6fd6a3c0-9ce4-400b-bf0a-48c1a3af979e/group-item/0e46e856-88c8-4391-a909-daa90d709056/128_default_tc.mp3?aid=rss_feed&feed=Y0hS1zBQ
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JSON: https://stenobird.com/v1/public/podcasts/contractor-talk-with-richie-kidwell-6399179/episodes/are-you-protected-understanding-your-policy-s-real-coverage
Duration seconds: 3066

## Resource

Join Richie Kidwell and property damage attorney Hans Kennon on this episode of Contractor Talk as they reveal how Florida homeowners are being squeezed by insurance practices. Learn about roof-age underwriting, Citizens’ preferred contractor networks, hidden water caps, claim underpayments, and why homeowner representation is crucial. Special guest Brian Christensen of Coast2Coast Adjusters shares insights on policy limits, reduced payouts, and navigating disputed claims. Don’t miss practical tips for protecting your home and understanding Hurricane Milton deadlines. #contractortalk #insuranceclaims #propertydamage #homeownersrights #floridacontractors

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## Transcript

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