# A Deep Dive on BNPL Regulation and Other "Hot" Topics with Max Dubin of the New York DFS

Page: https://stenobird.com/podcast/consumer-finance-monitor-71869/a-deep-dive-on-bnpl-regulation-and-other-hot-topics-with-max-dubin-of-the-new-york-dfs
Text version: https://stenobird.com/podcast/consumer-finance-monitor-71869/a-deep-dive-on-bnpl-regulation-and-other-hot-topics-with-max-dubin-of-the-new-york-dfs.md
Podcast: [Consumer Finance Monitor](https://stenobird.com/podcast/consumer-finance-monitor-71869)
Published: 2026-04-02T18:26:00+00:00
Episode link: https://consumerfinancemonitor.libsyn.com/a-deep-dive-on-bnpl-regulation-and-other-hot-topics-with-max-dubin-of-the-new-york-dfs
Audio file: https://traffic.libsyn.com/secure/consumerfinancemonitor/CFM0913.mp3?dest-id=785513
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Duration seconds: 3857

## Resource

We're pleased to announce that our latest episode of the Consumer Finance Monitor Podcast is now live and it's one you won't want to miss. In this episode, our host Alan Kaplinsky, founder, Chair for 25 years, and now Senior Counsel of our Consumer Financial Services Group, is joined by Max Dubin, Chief of Staff to the Acting Superintendent of Banking at the New York Department of Financial Services (DFS). As a senior leader at one of the most influential state financial regulators in the country, Max offers a rare and insightful look into how DFS is approaching some of the most important issues facing the consumer financial services industry today. A central focus of the conversation is the Department's proposed framework for regulating the rapidly evolving "buy-now, pay-later" (BNPL) market (read more about BNPL on our Consumer Finance Monitor blog here .) Max provides valuable context on what DFS is aiming to accomplish and how it is thinking about balancing innovation with consumer protection. Among other points, he explains that the DFS is seeking to craft a regulatory approach that reflects how BNPL products actually function in today's marketplace, while also ensuring that consumers receive clear disclosures and are adequately protected from potential risks. We also cover a wide range of additional "hot" topics at DFS, including DFS regulatory, supervisory and enforcement priorities, emerging consumer protection concerns, the DFS' approach to fintech innovation and partnerships, crypto licensure and regulation, New York Governor Hochul's budget priorities, which includes reforms of the insurance industry to make it more affordable, coordination with other state and federal regulators, and what industry participants should expect from DFS in the months ahead. Thi…

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