# Tokenized Deposits Could Cost Banks $700B: Dallas Fed Economists | CoinDesk Daily

Page: https://stenobird.com/podcast/coindesk-podcast-network-334494/tokenized-deposits-could-cost-banks-700b-dallas-fed-economists-coindesk-daily
Text version: https://stenobird.com/podcast/coindesk-podcast-network-334494/tokenized-deposits-could-cost-banks-700b-dallas-fed-economists-coindesk-daily.md
Podcast: [CoinDesk Podcast Network](https://stenobird.com/podcast/coindesk-podcast-network-334494)
Published: 2026-08-26T15:56:00+00:00
Episode link: https://traffic.megaphone.fm/CDI4817966314.mp3
Audio file: https://traffic.megaphone.fm/CDI4817966314.mp3
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JSON: https://stenobird.com/v1/public/podcasts/coindesk-podcast-network-334494/episodes/tokenized-deposits-could-cost-banks-700b-dallas-fed-economists-coindesk-daily
Duration seconds: 102

## Resource

Dallas Fed warns tokenized deposits could strip $700B from U.S. banks' lending capacity. Two Dallas Fed economists estimate tokenized deposits could strip about $700 billion from U.S. banks' capacity to fund long-term loans, as instant settlement makes it easier for depositors to chase yield and switch banks. The report warns that could push up the cost of credit for consumers and businesses. CoinDesk's Uyen Truong hosts "CoinDesk Daily." - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ realfi.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. - This episode was hosted by Uyen Truong. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

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