# Brad Garlinghouse Says Stablecoin Market Cap Will Hit $3 Trillion by 2031 Page: https://stenobird.com/podcast/coindesk-podcast-network-334494/brad-garlinghouse-says-stablecoin-market-cap-will-hit-3-trillion-by-2031 Text version: https://stenobird.com/podcast/coindesk-podcast-network-334494/brad-garlinghouse-says-stablecoin-market-cap-will-hit-3-trillion-by-2031.md Podcast: [CoinDesk Podcast Network](https://stenobird.com/podcast/coindesk-podcast-network-334494) Published: 2026-05-30T15:00:00+00:00 Episode link: https://traffic.megaphone.fm/CDI9624914530.mp3 Audio file: https://traffic.megaphone.fm/CDI9624914530.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/coindesk-podcast-network-334494/episodes/brad-garlinghouse-says-stablecoin-market-cap-will-hit-3-trillion-by-2031 Duration seconds: 1281 ## Resource Ripple CEO Brad Garlinghouse speaks at Consensus. At CoinDesk's Consensus, Ripple CEO Brad Garlinghouse joins the stage for a wide-ranging conversation on the future of crypto, regulation, and global payments. He breaks down why he believes stablecoins could reach a $3 trillion market cap by 2031 and what's driving that long-term growth. Garlinghouse also discusses the importance of regulatory clarity in the U.S., including the potential impact of the CLARITY Act on the digital asset industry. - Timecodes: 00:00 - Brad Garlinghouse at Consensus Miami 2026 04:21 - Will the CLARITY Act Pass This Year? 06:04 - Why It Matters (and XRP's Existing Legal Clarity) 10:00 - Ripple's M&A Strategy 11:48 - G Treasury: $13T in Payments, Opportunity to Move On-Chain 14:53 - IPO Plans 17:44 - Stablecoins: $3T by 2031 19:01 - XRP News and Highlights ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/coindesk-podcast-network-334494/episodes/brad-garlinghouse-says-stablecoin-market-cap-will-hit-3-trillion-by-2031/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/coindesk-podcast-network-334494/brad-garlinghouse-says-stablecoin-market-cap-will-hit-3-trillion-by-2031.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.