# The Insurance Universe Post-Pinto v. Farmers (2021) Page: https://stenobird.com/podcast/cles-you-actually-want-to-hear-7072333/the-insurance-universe-post-pinto-v-farmers-2021 Text version: https://stenobird.com/podcast/cles-you-actually-want-to-hear-7072333/the-insurance-universe-post-pinto-v-farmers-2021.md Podcast: [CLEs You Actually Want to Hear](https://stenobird.com/podcast/cles-you-actually-want-to-hear-7072333) Published: 2026-05-18T14:00:00+00:00 Episode link: https://rss.com/podcasts/cle-you-actually-want-to-hear/2772418 Audio file: https://content.rss.com/episodes/294811/2772418/cle-you-actually-want-to-hear/2026_04_27_20_47_46_666f2bbe-0570-4f62-82d5-4253a46f1499.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/cles-you-actually-want-to-hear-7072333/episodes/the-insurance-universe-post-pinto-v-farmers-2021 Duration seconds: 3474 ## Resource The Pinto decision upended long-standing assumptions in California insurance litigation, directly challenging the validity of CACI 2334 and setting off a wave of change across bad faith failure-to-settle claims. In response, courts and legislators acted—producing two significant published opinions and ushering in Code of Civil Procedure § 999, which now governs pre-litigation settlement demands. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/cles-you-actually-want-to-hear-7072333/episodes/the-insurance-universe-post-pinto-v-farmers-2021/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/cles-you-actually-want-to-hear-7072333/the-insurance-universe-post-pinto-v-farmers-2021.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.