# 12,312 Clare Motorists Facing Higher Motor Insurance Costs After Clocking Up Penalty Points

Page: https://stenobird.com/podcast/clare-fm-1054983/12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points
Text version: https://stenobird.com/podcast/clare-fm-1054983/12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points.md
Podcast: [Clare FM](https://stenobird.com/podcast/clare-fm-1054983)
Published: 2026-09-18T09:43:11+00:00
Episode link: https://soundcloud.com/clarefm/12-312-clare-motorists-facing
Audio file: https://feeds.soundcloud.com/stream/2402950500-clarefm-12-312-clare-motorists-facing.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/clare-fm-1054983/episodes/12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points
Duration seconds: 884

## Resource

More than 13,000 Clare drivers currently have penalty points on their licences, with speeding accounting for almost two-thirds of penalty-point offences nationally. And with road deaths continuing to be a major concern, there are also financial consequences for motorists, with penalty points potentially affecting insurance premiums. Alan Morrissey was joined by Garda Superintendent Eddie Golden and driving instructor Chris Curran to discuss what’s behind the figures and what can be done to improve driver behaviour on our roads. Photo (c) Noey smiley via Canva

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/clare-fm-1054983/episodes/12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/clare-fm-1054983/12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.