# CD197: MATT AHLBORG - PPQ.AI - AI AGENTS, PRIVACY, AND PAYMENTS

Page: https://stenobird.com/podcast/citadel-dispatch-1365851/cd197-matt-ahlborg-ppq-ai-ai-agents-privacy-and-payments
Text version: https://stenobird.com/podcast/citadel-dispatch-1365851/cd197-matt-ahlborg-ppq-ai-ai-agents-privacy-and-payments.md
Podcast: [Citadel Dispatch](https://stenobird.com/podcast/citadel-dispatch-1365851)
Published: 2026-03-25T18:21:46+00:00
Episode link: https://serve.podhome.fm/episodepage/CitadelDispatch/cd197-matt-ahlborg--ppqai--ai-agents-privacy-and-payments
Audio file: https://serve.podhome.fm/episode/8029725b-0319-44b9-4793-08dc404e83a4/639100586893318189e357d703-6660-4bbb-ba40-bb7c401db429.mp3
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JSON: https://stenobird.com/v1/public/podcasts/citadel-dispatch-1365851/episodes/cd197-matt-ahlborg-ppq-ai-ai-agents-privacy-and-payments
Duration seconds: 4628

## Resource

Matt Ahlborg, founder of PPQ.ai, rejoins the show for an update on the rapidly evolving AI landscape. PayPerQ is a bitcoin enabled ai platform that enables users to easily use all of the top ai tools without an account. Users pay per use with bitcoin and can switch the models they use on the fly without needing to provide an email address, phone number, or billing address. We discuss the rise of lean teams supercharged by AI tools, the subscription vs. pay-per-token model debate, and why massive subsidies from companies like Anthropic and OpenAI likely will not last. Ahlborg breaks down PPQ's "AutoClaw" smart routing feature that blends cheap and expensive models to cut costs, the addition of secure enclave models for privacy conscious users, and how OpenClaw's explosion drove a 400% revenue increase for PPQ. PayPerQ: https://ppq.ai/ PayPerQ on Nostr: https://primal.net/p/nprofile1qqsdy27dk8f9qk7qvrm94pkdtus9xtk970jpcp4w48k6cw0khfm06mss64u96 PayPerQ on X: https://x.com/PPQdotAI Matt on X: https://x.com/MattAhlborg EPISODE: 197 BLOCK: 942174 PRICE: 1412 sats per dollar (00:02:57) Matt Ahlborg of PPQ.ai and the fast pace of AI (00:04:48) Early‑AI "Wild West": workflows, tiny teams, and hiring realities (00:07:58) Who benefits most from AI? Devs, non‑devs, and the humility to learn (00:13:00) Two ways to use AI: locked‑in subscriptions vs pay‑per‑token sovereignty (00:17:46) Business model nuance: subsidies, vendor lock‑in, and PPQ margins (00:21:00) Open models improve but show limits under real workloads (00:23:29) AutoClaw smart routing: mixing cheap and premium models (00:27:12) Routing tradeoffs: cost, competence, latency, and "quarterback" models (00:31:13) Secure enclaves and privacy: running models in TEEs (00:38:00) OpenClaw agents: promise, bugs, and the persona…

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