# 237. Investing Mistake: Why Your Portfolio Made 3% While The Market Made 7% (Do THIS Before You Blame The Market) Page: https://stenobird.com/podcast/centsational-women-investing-6727448/237-investing-mistake-why-your-portfolio-made-3-while-the-market-made-7-do-this-before-you-blame-the-market Text version: https://stenobird.com/podcast/centsational-women-investing-6727448/237-investing-mistake-why-your-portfolio-made-3-while-the-market-made-7-do-this-before-you-blame-the-market.md Podcast: [Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women](https://stenobird.com/podcast/centsational-women-investing-6727448) Published: 2026-08-31T04:00:00+00:00 Episode link: https://www.buzzsprout.com/2286173/episodes/19661358-237-investing-mistake-why-your-portfolio-made-3-while-the-market-made-7-do-this-before-you-blame-the-market.mp3 Audio file: https://www.buzzsprout.com/2286173/episodes/19661358-237-investing-mistake-why-your-portfolio-made-3-while-the-market-made-7-do-this-before-you-blame-the-market.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/centsational-women-investing-6727448/episodes/237-investing-mistake-why-your-portfolio-made-3-while-the-market-made-7-do-this-before-you-blame-the-market Duration seconds: 378 ## Resource Send us Fan Mail A balanced portfolio has historically returned more than 7% a year for decades. So why do so many long-term investors end up with 2% or 3%? In this episode, we break down the real reason behind that gap. It has little to do with one dramatic decision, and a lot to do with something far more common than most investors realize. You'll learn: What a properly built 60/40 portfolio has actually returned over the long run, and how that compares to what most portfolios really captur... ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/centsational-women-investing-6727448/episodes/237-investing-mistake-why-your-portfolio-made-3-while-the-market-made-7-do-this-before-you-blame-the-market/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/centsational-women-investing-6727448/237-investing-mistake-why-your-portfolio-made-3-while-the-market-made-7-do-this-before-you-blame-the-market.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.