# The Retirement System That Works Against You Page: https://stenobird.com/podcast/cato-podcast-7441736/the-retirement-system-that-works-against-you Text version: https://stenobird.com/podcast/cato-podcast-7441736/the-retirement-system-that-works-against-you.md Podcast: [Cato Podcast](https://stenobird.com/podcast/cato-podcast-7441736) Published: 2026-06-16T10:45:00+00:00 Episode link: https://www.cato.org/multimedia/cato-podcast/retirement-system-works-against-you Audio file: https://sphinx.acast.com/p/open/s/5e28e0d8963f166217546493/e/6a30523ccd023694940e5398/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/cato-podcast-7441736/episodes/the-retirement-system-that-works-against-you Duration seconds: 1632 ## Resource Social Security crowds out private savings, the tax code penalizes investment, and Trump accounts can leave families worse off than a plain brokerage account. Cato's Romina Boccia and Adam Michel break down what's wrong with Trump accounts and why universal savings accounts are the fix. Hosted on Acast. See acast.com/privacy for more information. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/cato-podcast-7441736/episodes/the-retirement-system-that-works-against-you/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/cato-podcast-7441736/the-retirement-system-that-works-against-you.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.