# 519 | Why 15 million of us are undersaving for retirement & what you can do if you're one of them Page: https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/519-why-15-million-of-us-are-undersaving-for-retirement-what-you-can-do-if-you-re-one-of-them Text version: https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/519-why-15-million-of-us-are-undersaving-for-retirement-what-you-can-do-if-you-re-one-of-them.md Podcast: [Cash Chats UK Money & Personal Finance podcast](https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268) Published: 2026-05-25T10:34:00+00:00 Episode link: https://cashchats.libsyn.com/519-why-15-million-of-us-are-undersaving-for-retirement-what-you-can-do-if-youre-one-of-them Audio file: https://traffic.libsyn.com/secure/cashchats/ep-519-cash-chats-Mix-1.mp3?dest-id=1087493 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/519-why-15-million-of-us-are-undersaving-for-retirement-what-you-can-do-if-you-re-one-of-them Duration seconds: 1975 ## Resource This week on Cash Chats, host Steve Alderton and money expert James Andrews talk about how 15 million working people in the UK are undersaving for their retirement. We hear how and why we got to this point and what we can all do to make sure our pension pot is in as good a shape as possible. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast . BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/519-why-15-million-of-us-are-undersaving-for-retirement-what-you-can-do-if-you-re-one-of-them/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/519-why-15-million-of-us-are-undersaving-for-retirement-what-you-can-do-if-you-re-one-of-them.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.