# 505 | Buy now pay later: a useful tool or a path to debt? And what's in Andy's wallet this year?

Page: https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/505-buy-now-pay-later-a-useful-tool-or-a-path-to-debt-and-what-s-in-andy-s-wallet-this-year
Text version: https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/505-buy-now-pay-later-a-useful-tool-or-a-path-to-debt-and-what-s-in-andy-s-wallet-this-year.md
Podcast: [Cash Chats UK Money & Personal Finance podcast](https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268)
Published: 2026-02-05T04:00:00+00:00
Episode link: https://cashchats.libsyn.com/505-buy-now-pay-later-a-useful-tool-or-a-path-to-debt-and-whats-in-andys-wallet-this-year
Audio file: https://traffic.libsyn.com/secure/cashchats/ep-505-cash-chats-v1.mp3?dest-id=1087493
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JSON: https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/505-buy-now-pay-later-a-useful-tool-or-a-path-to-debt-and-what-s-in-andy-s-wallet-this-year
Duration seconds: 1926

## Resource

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: What's in Andy's physical and digital wallet for 2026 The pros & cons of BNPL For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:58 What's in my wallet 17:51 Buy Now Pay Later ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast . BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

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