# Canada's Infrastructure Problem

Page: https://stenobird.com/podcast/calm-money-coach-7769257/canada-s-infrastructure-problem
Text version: https://stenobird.com/podcast/calm-money-coach-7769257/canada-s-infrastructure-problem.md
Podcast: [Calm Money Coach](https://stenobird.com/podcast/calm-money-coach-7769257)
Published: 2026-03-02T21:15:58+00:00
Episode link: https://podcasters.spotify.com/pod/show/calm-money-coach/episodes/Canadas-Infrastructure-Problem-e3fre0q
Audio file: https://anchor.fm/s/10ee7ecf8/podcast/play/116291034/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-2-2%2F419151027-44100-2-b0206be4220bf.mp3
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JSON: https://stenobird.com/v1/public/podcasts/calm-money-coach-7769257/episodes/canada-s-infrastructure-problem
Duration seconds: 771

## Resource

Every new home in Canada starts $107,000 in the hole before anyone picks up a hammer. Not the house. Just the pipes, the roads, and the water underneath it. And we need 3.5 million of them. In this episode, I break down the real math behind Canada's housing crisis, why municipalities own 60% of infrastructure but only get 8 to 10 cents of every tax dollar, how Toronto's development charges went up 906% in 15 years, and what countries like Japan, Vienna, and New Zealand actually did to fix it. I'm a CPA with 15+ years in finance. I don't have all the answers, but I know how to read the numbers. And the numbers are telling a pretty clear story. Free calculators and guides: calmmoneycoach.com Follow Calm Money Coach on Instagram, Facebook, TikTok and YouTube. @calmmoneycoach is my handle everywhere.

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## Transcript

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