# The Buy Now Pay Later Takeover | Fake Money | 3

Page: https://stenobird.com/podcast/business-wars-573431/the-buy-now-pay-later-takeover-fake-money-3
Text version: https://stenobird.com/podcast/business-wars-573431/the-buy-now-pay-later-takeover-fake-money-3.md
Podcast: [Business Wars](https://stenobird.com/podcast/business-wars-573431)
Published: 2026-02-19T08:02:00+00:00
Episode link: https://rss.art19.com/episodes/0485369f-57a5-43d4-85c3-431a29e6f4aa.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0
Audio file: https://rss.art19.com/episodes/0485369f-57a5-43d4-85c3-431a29e6f4aa.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0
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Duration seconds: 2436

## Resource

In the 2010s, FinTech companies emerged offering a Buy Now, Pay Later service that made financing available, at a time when trust in big banks was low. But as dependence on these apps grows, consumers are starting to reassess the cost. Adam Clark Estes is a Senior Technology Correspondent for Vox — he’s sharing what can happen when customers over-rely these services. Later, Annie Joy Williams , an assistant editor at The Atlantic, explains why women are becoming the biggest target demographic for Buy Now, Pay Later apps, and the consequences Gen Z consumers may face. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

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## Transcript

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