# Social Security Earnings Test: What You Need to Know

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Text version: https://stenobird.com/podcast/business-finance-news-today-2-min-news-the-daily-news-now-7726192/social-security-earnings-test-what-you-need-to-know.md
Podcast: [Business News Today | 2 Min News | The Daily News Now!](https://stenobird.com/podcast/business-finance-news-today-2-min-news-the-daily-news-now-7726192)
Published: 2026-05-16T16:08:54+00:00
Episode link: https://api.fastcast.ai/audio/5d956dd9-c9eb-4c43-ba79-62565b7631e0.mp3
Audio file: https://api.fastcast.ai/audio/5d956dd9-c9eb-4c43-ba79-62565b7631e0.mp3
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Duration seconds: 107

## Resource

Social Security Earnings Limits in 2026: What You Need to Know In 2026, if youre under full retirement age, you can earn up to $24,480 before Social Security starts withholding benefits. For every $2 earned above this limit, $1 is withheld. If youll hit full retirement age sometime in 2026, the limit is $65,160, with $1 withheld for every $3 earned above this threshold. These limits are crucial to understand to avoid budget surprises. Once you reach full retirement age, Social Security will recalculate your benefits, accounting for withheld money. If you plan to work and earn a significant income, it might be wise to delay claiming Social Security to avoid permanent benefit reductions. Support the show: Get a discount at https://solipillow.com/discount/dnn. Advertise on DNN: advertise@thednn.ai This is an automated, high-level news summary based on public reporting. Report issues to feedback@thednn.ai. View sources & latest updates: https://sources.thednn.ai/e5f2dcb900fdcc43

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