# Retirement Savings Surge in Your 30s and 40s | Business and Finance News

Page: https://stenobird.com/podcast/business-finance-news-today-2-min-news-the-daily-news-now-7726192/retirement-savings-surge-in-your-30s-and-40s-business-and-finance-news
Text version: https://stenobird.com/podcast/business-finance-news-today-2-min-news-the-daily-news-now-7726192/retirement-savings-surge-in-your-30s-and-40s-business-and-finance-news.md
Podcast: [Business News Today | 2 Min News | The Daily News Now!](https://stenobird.com/podcast/business-finance-news-today-2-min-news-the-daily-news-now-7726192)
Published: 2026-09-03T20:59:48+00:00
Episode link: https://sources.thednn.ai/d261ca32e791f8ea
Audio file: https://api.fastcast.ai/audio/2db034ff-0a83-4e54-9885-dc756083f809.mp3
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Duration seconds: 114

## Resource

Your 401(k) just had its biggest quarterly boost since 2020—up 10.5% thanks to a roaring stock market. Gen Xers and millennials are saving more than ever, with workers in their 30s averaging $75,200 and those in their 40s hitting $156,800. People are also socking away a record-high 14.4% of their pay (nearly the recommended 15%) and grabbing nearly all employer matches—free money! But experts say don’t just focus on your 401(k)—aim for 15% of income across all savings, and track your net worth (assets minus debt). By 40, target 2-3x your annual income in net worth. It’s never too late to start—or catch up—just keep contributing what you can and grow it over time. Listen in comfort: Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN: advertise@thednn.ai This is an automated, high-level news summary based on public reporting. Report issues to feedback@thednn.ai. View sources & latest updates: https://sources.thednn.ai/d261ca32e791f8ea

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