# Make Better Money Decisions in 2026 with a Year Plan - Ep #87

Page: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/make-better-money-decisions-in-2026-with-a-year-plan-ep-87
Text version: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/make-better-money-decisions-in-2026-with-a-year-plan-ep-87.md
Podcast: [Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858)
Published: 2026-01-07T13:00:00+00:00
Episode link: https://www.buzzsprout.com/2278885/episodes/18467552-make-better-money-decisions-in-2026-with-a-year-plan-ep-87.mp3
Audio file: https://www.buzzsprout.com/2278885/episodes/18467552-make-better-money-decisions-in-2026-with-a-year-plan-ep-87.mp3
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Duration seconds: 1228

## Resource

A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen: You gain clarity around what you’re actually capable of in a yearYou can set realistic goals for saving, investing, vacations, and self-careYou understand why money feels tight — and what to adjustIn this episode, I walk you through: What a year plan is (and what it’s not)How to create one using your monthly numbersWhy it’s especially helpful if you’re draini...

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