# 78// Are You an “If” or a “Because” with Your Money?

Page: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/78-are-you-an-if-or-a-because-with-your-money
Text version: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/78-are-you-an-if-or-a-because-with-your-money.md
Podcast: [Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858)
Published: 2025-10-09T11:00:00+00:00
Episode link: https://www.buzzsprout.com/2278885/episodes/17982333-78-are-you-an-if-or-a-because-with-your-money.mp3
Audio file: https://www.buzzsprout.com/2278885/episodes/17982333-78-are-you-an-if-or-a-because-with-your-money.mp3
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Duration seconds: 591

## Resource

🎉Grab your free Budget School JUMPSTART. Ever notice how your thoughts about money shape your results? In this episode, Erin breaks down two powerful ways of thinking about your household money: “if” and “because.” Are you telling yourself: “I’ll stick to my budget if everything goes smoothly”?“I’ll save if there’s anything left over”?Or are you shifting toward: “I’ll stay consistent because I want freedom”?“I’ll save because it matters to my family’s future”?This small mindset shift changes ...

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