# 77// 3 Money Mindsets to Teach to your Kids: Powerful and Practical! with Emily Holthaus from Raising Little Millionaires Page: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/77-3-money-mindsets-to-teach-to-your-kids-powerful-and-practical-with-emily-holthaus-from-raising-little-millionaires Text version: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/77-3-money-mindsets-to-teach-to-your-kids-powerful-and-practical-with-emily-holthaus-from-raising-little-millionaires.md Podcast: [Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858) Published: 2025-09-23T07:00:00+00:00 Episode link: https://www.buzzsprout.com/2278885/episodes/17812385-77-3-money-mindsets-to-teach-to-your-kids-powerful-and-practical-with-emily-holthaus-from-raising-little-millionaires.mp3 Audio file: https://www.buzzsprout.com/2278885/episodes/17812385-77-3-money-mindsets-to-teach-to-your-kids-powerful-and-practical-with-emily-holthaus-from-raising-little-millionaires.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/episodes/77-3-money-mindsets-to-teach-to-your-kids-powerful-and-practical-with-emily-holthaus-from-raising-little-millionaires Duration seconds: 2284 ## Resource In this episode, I sit down with Emily from @RaisingLittleMillionaires to talk about how to teach kids about money in practical ways. We’re already teaching them about money—whether we realize it or not—through our habits and conversations. Let’s do it better! We cover the 3 essential money mindsets to teach at home: Split it before you spend it – give kids real practice with saving and spending.Make spending hard and saving easy – set up guardrails like cash or prepaid cards, and automate sa... ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/episodes/77-3-money-mindsets-to-teach-to-your-kids-powerful-and-practical-with-emily-holthaus-from-raising-little-millionaires/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/77-3-money-mindsets-to-teach-to-your-kids-powerful-and-practical-with-emily-holthaus-from-raising-little-millionaires.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.