# 73// "The Ladder of Future Thinking" with your Money

Page: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/73-the-ladder-of-future-thinking-with-your-money
Text version: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/73-the-ladder-of-future-thinking-with-your-money.md
Podcast: [Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858)
Published: 2025-08-08T12:00:00+00:00
Episode link: https://www.buzzsprout.com/2278885/episodes/17634394-73-the-ladder-of-future-thinking-with-your-money.mp3
Audio file: https://www.buzzsprout.com/2278885/episodes/17634394-73-the-ladder-of-future-thinking-with-your-money.mp3
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JSON: https://stenobird.com/v1/public/podcasts/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/episodes/73-the-ladder-of-future-thinking-with-your-money
Duration seconds: 1364

## Resource

🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. Are you only thinking about right now when you budget—just making it through the week or the month? Or maybe you’re swinging the other way, thinking about retirement decades from now but not sure how you’ll cover next season’s expenses. In this episode, I’m introducing you to something I call the Ladder of Future Thinking—a simple way to look ahead in your budget without feeling overwhelmed. I’ll walk you through ho...

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