# Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income

Page: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858
Text version: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858.md
RSS feed: https://rss.buzzsprout.com/2278885.rss
Official site: http://www.buzzsprout.com/2278885
Author: Erin Britt | Budget Strategy Coach
Episodes: 122

## Resource

It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money. Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love. This is a debt podcast! Topics we cover: Foundational Budgeting Skills: How to create and stick to a budget, even with limited income. Simple, actionable steps to build a zero-balance budget each month. Overcoming Impulse Spending & Credit Card Reliance: Strategies to control impulse buying and overspending. Breaking the cycle of using credit cards as income and paying off debt sustainably. Budgeting for Busy Mom…

## Machine-readable

JSON: https://stenobird.com/v1/public/podcasts/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858
Markdown: https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858.md

## Episodes
- [94// How to Adjust Your Budget When the Cost of Living Goes Up](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/94-how-to-adjust-your-budget-when-the-cost-of-living-goes-up) — 2026-07-21T07:00:00+00:00
- [93// What Getting Better at Budgeting Actually Looks Like](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/93-what-getting-better-at-budgeting-actually-looks-like) — 2026-07-15T07:00:00+00:00
- [92// How to Focus on What Matters Most in Your Budget](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/92-how-to-focus-on-what-matters-most-in-your-budget) — 2026-05-07T10:00:00+00:00
- [91// How to Build Money Habits That Actually Stick (4 Science-Backed Strategies)](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/91-how-to-build-money-habits-that-actually-stick-4-science-backed-strategies) — 2026-04-21T11:00:00+00:00
- [90// 3 Steps to Financial Stability in your Household](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/90-3-steps-to-financial-stability-in-your-household) — 2026-04-14T11:00:00+00:00
- [89// The 3 Parts of your Household Finances](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/89-the-3-parts-of-your-household-finances) — 2026-04-07T07:00:00+00:00
- [88// I'm back! Life update and what is to come.](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/88-i-m-back-life-update-and-what-is-to-come) — 2026-04-06T01:00:00+00:00
- [Make Better Money Decisions in 2026 with a Year Plan - Ep #87](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/make-better-money-decisions-in-2026-with-a-year-plan-ep-87) — 2026-01-07T13:00:00+00:00
- [6 Questions for End of the Year Reflection with your Finances- Ep#86](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/6-questions-for-end-of-the-year-reflection-with-your-finances-ep-86) — 2025-12-27T08:00:00+00:00
- [Progress over Perfection with Your Household Finances - Ep#85](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/progress-over-perfection-with-your-household-finances-ep-85) — 2025-12-16T12:00:00+00:00
- [The 3 Habits You Need in Your Household Budget Routine - Ep#84](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/the-3-habits-you-need-in-your-household-budget-routine-ep-84) — 2025-12-12T11:00:00+00:00
- [Overspending? Batch These 4 Things - Ep#83](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/overspending-batch-these-4-things-ep-83) — 2025-11-18T12:00:00+00:00
- [4 easy habits you NEED if you want to SAVE more money - Ep#82](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/4-easy-habits-you-need-if-you-want-to-save-more-money-ep-82) — 2025-11-13T12:00:00+00:00
- [Are you bad with money? Or is it THIS.... - Ep#81](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/are-you-bad-with-money-or-is-it-this-ep-81) — 2025-11-04T12:00:00+00:00
- [80// How to Plan Now for a Calm, Budget-Friendly Holiday Season](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/80-how-to-plan-now-for-a-calm-budget-friendly-holiday-season) — 2025-10-21T11:00:00+00:00
- [79// How to Do Allowance! And other family money habits - with Emily Holthaus (Part 2)](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/79-how-to-do-allowance-and-other-family-money-habits-with-emily-holthaus-part-2) — 2025-10-14T11:00:00+00:00
- [78// Are You an “If” or a “Because” with Your Money?](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/78-are-you-an-if-or-a-because-with-your-money) — 2025-10-09T11:00:00+00:00
- [77// 3 Money Mindsets to Teach to your Kids: Powerful and Practical! with Emily Holthaus from Raising Little Millionaires](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/77-3-money-mindsets-to-teach-to-your-kids-powerful-and-practical-with-emily-holthaus-from-raising-little-millionaires) — 2025-09-23T07:00:00+00:00
- [76// Move Your Money Forward: Protect It, Grow It, Use It](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/76-move-your-money-forward-protect-it-grow-it-use-it) — 2025-09-03T10:00:00+00:00
- [75// How to add a big expense to your already-tight budget](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/75-how-to-add-a-big-expense-to-your-already-tight-budget) — 2025-08-26T07:00:00+00:00
- [74// 5 Ways Budgeting Will Change Your Life (The Budget Effects!)](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/74-5-ways-budgeting-will-change-your-life-the-budget-effects) — 2025-08-19T11:00:00+00:00
- [73// "The Ladder of Future Thinking" with your Money](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/73-the-ladder-of-future-thinking-with-your-money) — 2025-08-08T12:00:00+00:00
- [72// When Discontent Creeps In: How to Reset Your Mindset (and Your Money)](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/72-when-discontent-creeps-in-how-to-reset-your-mindset-and-your-money) — 2025-07-30T07:00:00+00:00
- [71// Let’s Play “Would You Rather” — A Fun Way to Discover Your Spending Priorities](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/71-let-s-play-would-you-rather-a-fun-way-to-discover-your-spending-priorities) — 2025-07-16T12:00:00+00:00
- [70// 4 ways to reward yourself when you reach your financial goals](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/70-4-ways-to-reward-yourself-when-you-reach-your-financial-goals) — 2025-07-11T15:00:00+00:00
- [69// Do you have to be 'Type A' to budget and manage money?](https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/69-do-you-have-to-be-type-a-to-budget-and-manage-money) — 2025-07-06T23:00:00+00:00

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