# The Retirement Savings Crisis Isn’t What You Think Page: https://stenobird.com/podcast/broadcast-retirement-network-1133962/the-retirement-savings-crisis-isn-t-what-you-think Text version: https://stenobird.com/podcast/broadcast-retirement-network-1133962/the-retirement-savings-crisis-isn-t-what-you-think.md Podcast: [Broadcast Retirement Network](https://stenobird.com/podcast/broadcast-retirement-network-1133962) Published: 2026-08-27T11:30:00+00:00 Episode link: https://broadcastretirementnetwork.podbean.com/e/the-retirement-savings-crisis-isn-t-what-you-think/ Audio file: https://mcdn.podbean.com/mf/web/i5agy22uruqazpwa/0827avm45.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/broadcast-retirement-network-1133962/episodes/the-retirement-savings-crisis-isn-t-what-you-think Duration seconds: 875 ## Resource In this interview, Andrew G. Biggs, PhD., Senior Fellow at the American Enterprise Institute, explains why the number of workers without a 401(k) or other formal retirement plan doesn’t tell the whole story. He discusses how age, income, student loans, homeownership, inflation, and other financial priorities influence when people save. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/broadcast-retirement-network-1133962/episodes/the-retirement-savings-crisis-isn-t-what-you-think/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/broadcast-retirement-network-1133962/the-retirement-savings-crisis-isn-t-what-you-think.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.