# Auto Pay Drops Interest Rate

Page: https://stenobird.com/podcast/boise-news-today-2-min-news-the-daily-news-now-7587806/auto-pay-drops-interest-rate
Text version: https://stenobird.com/podcast/boise-news-today-2-min-news-the-daily-news-now-7587806/auto-pay-drops-interest-rate.md
Podcast: [Boise News Today | 2 Min News | The Daily News Now!](https://stenobird.com/podcast/boise-news-today-2-min-news-the-daily-news-now-7587806)
Published: 2026-06-18T23:15:53+00:00
Episode link: https://api.fastcast.ai/audio/3497638b-9095-4255-a449-191c613fd945.mp3
Audio file: https://api.fastcast.ai/audio/3497638b-9095-4255-a449-191c613fd945.mp3
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JSON: https://stenobird.com/v1/public/podcasts/boise-news-today-2-min-news-the-daily-news-now-7587806/episodes/auto-pay-drops-interest-rate
Duration seconds: 101

## Resource

Starting July 1, federal student loan borrowers who enroll in auto pay will get a one-percentage-point interest rate drop — a major incentive to pay down debt faster. This temporary bonus, running through June 30, 2028, adds to the existing quarter-point discount for auto pay users. The program, costing the government $6 billion, is part of broader student loan reforms including new grad loan limits and simplified repayment plans. But with auto pay enrollment plummeting from 83% in 2019 to just 40% last year, many borrowers are falling behind — and those affected by the old SAVE plan will soon be required to choose a repayment plan by July 1. To lock in the discount, borrowers must sign up by September 30, 2026, and stay enrolled. Support the show: Get a discount at https://solipillow.com/discount/dnn. Advertise on DNN: advertise@thednn.ai This is an automated, high-level news summary based on public reporting. Report issues to feedback@thednn.ai. View sources & latest updates: https://sources.thednn.ai/f6540c16a0ecc5ae

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## Transcript

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