# Episode 84, Jeff Clark, author of "How America Saves 2025," Vanguard's annual report on workplace 401(k) plans, host Rick Ferri Page: https://stenobird.com/podcast/bogleheads-on-investing-podcast-966715/episode-84-jeff-clark-author-of-how-america-saves-2025-vanguard-s-annual-report-on-workplace-401-k-plans-host-rick-ferri Text version: https://stenobird.com/podcast/bogleheads-on-investing-podcast-966715/episode-84-jeff-clark-author-of-how-america-saves-2025-vanguard-s-annual-report-on-workplace-401-k-plans-host-rick-ferri.md Podcast: [Bogleheads On Investing Podcast](https://stenobird.com/podcast/bogleheads-on-investing-podcast-966715) Published: 2025-07-22T11:35:32+00:00 Episode link: https://bogleheads.podbean.com/e/episode-84-jeff-clark-author-of-how-america-saves-2025-vanguards-annual-report-on-workplace-401k-plans-host-rick-ferri/ Audio file: https://mcdn.podbean.com/mf/web/5ss582pxsipz9gsp/Bolgeheads_084.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/bogleheads-on-investing-podcast-966715/episodes/episode-84-jeff-clark-author-of-how-america-saves-2025-vanguard-s-annual-report-on-workplace-401-k-plans-host-rick-ferri Duration seconds: 3376 ## Resource Jeff Clark, author of ”How America Saves 2025,” Vanguard’s annual report on workplace retirement plans, ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/bogleheads-on-investing-podcast-966715/episodes/episode-84-jeff-clark-author-of-how-america-saves-2025-vanguard-s-annual-report-on-workplace-401-k-plans-host-rick-ferri/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/bogleheads-on-investing-podcast-966715/episode-84-jeff-clark-author-of-how-america-saves-2025-vanguard-s-annual-report-on-workplace-401-k-plans-host-rick-ferri.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.