# Why Millennials Are Screwed by the Banking System (And How Bitcoin Changes Everything) with Bram K Page: https://stenobird.com/podcast/bitcorner-6048633/why-millennials-are-screwed-by-the-banking-system-and-how-bitcoin-changes-everything-with-bram-k Text version: https://stenobird.com/podcast/bitcorner-6048633/why-millennials-are-screwed-by-the-banking-system-and-how-bitcoin-changes-everything-with-bram-k.md Podcast: [BitCorner](https://stenobird.com/podcast/bitcorner-6048633) Published: 2026-04-07T17:00:25+00:00 Episode link: https://feeds.fountain.fm/jAuATOZR6tpao2oIzDtn/items/kVOhm80wF5Q2oVDgiGKx/files/VIDEO---DEFAULT---b931b1fd-4be4-4a9e-8e3b-c6d88d319db4.mp4/ORIGINAL.mp3 Audio file: https://feeds.fountain.fm/jAuATOZR6tpao2oIzDtn/items/kVOhm80wF5Q2oVDgiGKx/files/VIDEO---DEFAULT---b931b1fd-4be4-4a9e-8e3b-c6d88d319db4.mp4/ORIGINAL.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/bitcorner-6048633/episodes/why-millennials-are-screwed-by-the-banking-system-and-how-bitcoin-changes-everything-with-bram-k Duration seconds: 2980 ## Resource 🎧 WATCH ON FOUNTAIN.FM & EARN SATS! ⚑ This episode PREMIERES FIRST on Fountain β€” earn sats while you listen. 🧠 Support independent podcasts. Escape the algorithm. πŸ‘‰ Listen & subscribe here: https://tinyurl.com/yck8u6saπŸ‡ΈπŸ‡» SUPPORT THE SHOW 🎧⚑ 🟦 Blockstream Jade – The BEST Bitcoin hardware wallet. πŸ” Use promo code BITCORNERPODCAST for 10% off: πŸ‘‰πŸΌ https://rewards.blockstream.com/bitcornerpodcast🟠 Bitcoin Conference 2026 – The world's biggest Bitcoin event returns to Las Vegas. 🎫 Use code BITCORNER πŸ‘‰ https://tickets.b.tc/event/bitcoin-2026πŸ‚ Bull Bitcoin – Buy Bitcoin directly into self-custody. No banks. No middlemen. πŸ‘‰ https://app.bullbitcoin.com/registration/bitcornerpodcast 🎯 Episode Thesis You think the money in your bank is yours. It isn't. In this episode of BitCorner Podcast, Bram Kanstein β€” creative entrepreneur, Bitcoin educator, and host of the Bitcoin for Millennials podcast (250+ episodes) β€” walks us through the wake-up call that changed how he sees everything: a lunch conversation with a colleague at the biggest bank in the Netherlands, where he learned the money in his account legally didn't belong to him. We go deep on the system nobody explains to you: ⏱️ TIMESTAMPS 0:00 The Money In Your Bank Is Not Yours (Cold Open) 2:08 Welcome & Episode Intro 3:06 Introducing Bram Kanstein β€” Bitcoin for Millennials 4:00 From Digital Entrepreneur to Bitcoin Educator 5:26 Bought Bitcoin at $100-300. Sold at $4,000. The Regret. 7:39 Why Bram Started "Bitcoin for Millennials" 10:00 Millennials: The Generation Stuck Mid-Game 11:45 The Aha Moment: "Your Money in the Bank Isn't Yours" 12:30 Fractional Reserve Banking Explained Simply 17:00 The Legal Reserve: 0% in the US, 1% in Europe 22:30 The Millennial Dilemma: Big Decisions, Broken System 25:28 Boomers, Millennials & Gen Z… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/bitcorner-6048633/episodes/why-millennials-are-screwed-by-the-banking-system-and-how-bitcoin-changes-everything-with-bram-k/transcription-requests` β€” Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/bitcorner-6048633/why-millennials-are-screwed-by-the-banking-system-and-how-bitcoin-changes-everything-with-bram-k.md` β€” Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.