# I Reached Financial Independence Before 40 (Everything You Know is Wrong)

Page: https://stenobird.com/podcast/biggerpockets-real-estate-podcast-955196/i-reached-financial-independence-before-40-everything-you-know-is-wrong
Text version: https://stenobird.com/podcast/biggerpockets-real-estate-podcast-955196/i-reached-financial-independence-before-40-everything-you-know-is-wrong.md
Podcast: [BiggerPockets Real Estate Podcast](https://stenobird.com/podcast/biggerpockets-real-estate-podcast-955196)
Published: 2026-07-17T11:00:00+00:00
Episode link: https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/tracking.swap.fm/track/p5fhOfGH2wHmde5UefB4/traffic.megaphone.fm/BIGPOC3750249343.mp3
Audio file: https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/tracking.swap.fm/track/p5fhOfGH2wHmde5UefB4/traffic.megaphone.fm/BIGPOC3750249343.mp3
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Duration seconds: 1711

## Resource

I reached financial independence before 40. I set out to do the impossible, and achieved it. I bought rental properties, worked hard at my job, saved and invested most of my money, and got to my goal. Then I realized something I wish someone had told me—everything I thought I knew about financial independence was wrong.  If you are on this journey to free yourself from your job, retire early, or reach the magic “FI number” that will give you lasting security, I urge you—listen to this episode. While most financially independent influencers constantly stress saving all your money, effort-maxing to extremes, delaying vacations, trips, luxury purchases, or even your wedding, I did the opposite. I spent a lot on my wedding. I spent a lot on nice vacations. I eat out regularly. And sometimes…I just didn’t want to buy another rental. But at 39, financially free, I enjoyed my journey to the “goal.” Because the truth is, there isn’t a financial freedom number; there’s a financial freedom process, and if you don’t get it right, it won’t be worth any of the effort.  In This Episode We Cover Why (almost) everything you’ve been told about “financial independence” isn’t true The “FI number” trap that so many real estate investors are falling into Are you wasting your life saving all of your money (why Dave says you shouldn’t) How to get more financially independent every day, even during bumpy times  The “arrival” fallacy that makes so many retirees actually go back to work  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠…

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