# She Retired at 39… After Moving to New York City Page: https://stenobird.com/podcast/biggerpockets-money-podcast-793498/she-retired-at-39-after-moving-to-new-york-city Text version: https://stenobird.com/podcast/biggerpockets-money-podcast-793498/she-retired-at-39-after-moving-to-new-york-city.md Podcast: [BiggerPockets Money Podcast](https://stenobird.com/podcast/biggerpockets-money-podcast-793498) Published: 2026-04-22T05:00:00+00:00 Episode link: https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/traffic.megaphone.fm/MGEEK8631377066.mp3?updated=1776395739 Audio file: https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/traffic.megaphone.fm/MGEEK8631377066.mp3?updated=1776395739 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/biggerpockets-money-podcast-793498/episodes/she-retired-at-39-after-moving-to-new-york-city Duration seconds: 2568 ## Resource Most people think you need to leave expensive cities to reach financial independence. Walli Miller did the opposite. After discovering the FIRE movement in 2015, Walli Miller moved to New York City—one of the highest cost-of-living cities in the world—and still retired at 39 with her husband, on a combined income under $200K/yr. In this episode, we break down how they made it work, from intentional spending and leveraging NYC’s free lifestyle to redefining what financial independence actually looks like. If you think FIRE isn’t possible in a high-cost city, this episode might change your mind. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney Connect with Walli Miller: Instagram: https://www.instagram.com/financially_thriving/ Website: https://financiallythriving.com/ We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/biggerpockets-money-podcast-793498/episodes/she-retired-at-39-after-moving-to-new-york-city/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/biggerpockets-money-podcast-793498/she-retired-at-39-after-moving-to-new-york-city.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.