# How Kyle Built a $4M Real Estate Portfolio Making Less Than $40K

Page: https://stenobird.com/podcast/biggerpockets-money-podcast-793498/how-kyle-built-a-4m-real-estate-portfolio-making-less-than-40k
Text version: https://stenobird.com/podcast/biggerpockets-money-podcast-793498/how-kyle-built-a-4m-real-estate-portfolio-making-less-than-40k.md
Podcast: [BiggerPockets Money Podcast](https://stenobird.com/podcast/biggerpockets-money-podcast-793498)
Published: 2026-05-12T05:00:00+00:00
Episode link: https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/traffic.megaphone.fm/MGEEK5483161689.mp3?updated=1778539121
Audio file: https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/traffic.megaphone.fm/MGEEK5483161689.mp3?updated=1778539121
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JSON: https://stenobird.com/v1/public/podcasts/biggerpockets-money-podcast-793498/episodes/how-kyle-built-a-4m-real-estate-portfolio-making-less-than-40k
Duration seconds: 3082

## Resource

On this episode of the BiggerPockets Money podcast Mindy Jensen and Scott Trench bring on Kyle Collette to discuss how he achieved financial independence and built a real estate portfolio worth more than $4 million while earning less than $40,000 per year. Through house hacking, rental property investing, frugal living, and strategic relationships, Kyle scaled from small single-family rentals to multi-unit properties across Ohio — proving that building wealth doesn’t require a massive salary. Whether you're pursuing FI, early retirement, or long-term wealth through real estate investing, this episode offers a practical roadmap for building financial freedom on a modest income. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney Connect with Kyle: kdcoll4@gmail.com OR Kyle@firstohiohome.com https://www.linkedin.com/in/kyle-collette-7ba24541 https://www.instagram.com/tennisguyrei/ We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

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