# Louisiana Insurance Rates Are Dropping | Baton Rouge News

Page: https://stenobird.com/podcast/baton-rouge-news-today-2-min-news-the-daily-news-now-7575259/louisiana-insurance-rates-are-dropping-baton-rouge-news
Text version: https://stenobird.com/podcast/baton-rouge-news-today-2-min-news-the-daily-news-now-7575259/louisiana-insurance-rates-are-dropping-baton-rouge-news.md
Podcast: [Baton Rouge News Today | 2 Min News | The Daily News Now!](https://stenobird.com/podcast/baton-rouge-news-today-2-min-news-the-daily-news-now-7575259)
Published: 2026-09-16T09:07:38+00:00
Episode link: https://sources.thednn.ai/9cf63950a4402d1a
Audio file: https://api.fastcast.ai/audio/cb6647a1-a6a7-4669-921b-b16d5782d51d.mp3
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Duration seconds: 103

## Resource

Louisiana’s property insurance market is rebounding after a tough stretch, with insurers now lowering rates on both auto and home policies — a welcome shift after years of steady hikes. A key development involves Property Insurance Company of America stepping in to take over commercial policies from Louisiana Citizens, which could ease costs and stabilize the market. While commercial rates are dropping faster, homeowners may see more gradual relief as new insurers enter the scene and competition grows. Data shows nine insurers recently filed rate decreases, and fourteen new homeowners carriers have been licensed in recent years — giving policyholders more options than ever. If you’re renewing soon, expect rates to stay flat or even drop — and if you do face an increase, don’t hesitate to shop around. Listen in comfort: Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN: advertise@thednn.ai This is an automated, high-level news summary based on public reporting. Sources: https://www.louisianafirstnews.com/news/louisiana-news/louisiana-homeowners-insurance-rates-steady/ More coverage & latest updates: https://sources.thednn.ai/9cf63950a4402d1a Report issues to feedback@thednn.ai.

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