# Adverse Selection, Gold Holdings, Dividends & Policy Loans (BWL Q&A #55) Page: https://stenobird.com/podcast/banking-with-life-podcast-79505/adverse-selection-gold-holdings-dividends-policy-loans-bwl-q-a-55 Text version: https://stenobird.com/podcast/banking-with-life-podcast-79505/adverse-selection-gold-holdings-dividends-policy-loans-bwl-q-a-55.md Podcast: [Banking With Life Podcast](https://stenobird.com/podcast/banking-with-life-podcast-79505) Published: 2026-05-15T12:00:00+00:00 Episode link: https://rss.com/podcasts/bankingwithlifepodcast/2825798 Audio file: https://content.rss.com/episodes/512/2825798/bankingwithlifepodcast/2026_05_14_20_45_54_929e0c74-ada1-4845-ad01-0950215b0601.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/banking-with-life-podcast-79505/episodes/adverse-selection-gold-holdings-dividends-policy-loans-bwl-q-a-55 Duration seconds: 1287 ## Resource In today’s Banking With Life Q&A, James answers questions about adverse selection in life insurance, whether life insurance companies hold gold and silver, the differences between direct and non-direct recognition, and using policy loans to fund additional policies. He also discusses Nelson Nash’s grocery store example and the importance of velocity within the Infinite Banking Concept®. As always, we hope you enjoy and thank you for listening! Make sure to like and subscribe to join us weekly on the Banking With Life Podcast! ━━━ Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-banker Buy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE) Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar ━━━ Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit... The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery. It's the perfect primer for everyone interested in becoming their own banker. Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/ ━━━ Learn more about James Neathery here: ➫ bankingwithlife.com ━━━ Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017 Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank ... Listen on Soundcloud: ➫ @ banking-with-life-podcast ━━━ Follow us on Facebook: ➳ www.facebook.com/jamescneathery/ ━━━ Disclaimer: All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the app… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/banking-with-life-podcast-79505/episodes/adverse-selection-gold-holdings-dividends-policy-loans-bwl-q-a-55/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/banking-with-life-podcast-79505/adverse-selection-gold-holdings-dividends-policy-loans-bwl-q-a-55.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.