# Why the Fight Over Preemption is Red Hot Again Page: https://stenobird.com/podcast/banking-with-interest-121771/why-the-fight-over-preemption-is-red-hot-again Text version: https://stenobird.com/podcast/banking-with-interest-121771/why-the-fight-over-preemption-is-red-hot-again.md Podcast: [Banking with Interest](https://stenobird.com/podcast/banking-with-interest-121771) Published: 2026-03-04T11:00:00+00:00 Episode link: https://bankingwithinterest.libsyn.com/why-the-fight-over-preemption-is-red-hot-again Audio file: https://traffic.libsyn.com/secure/bankingwithinterest/Brandon_Milhorn_Feb_26_2026.mp3?dest-id=1986239 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/why-the-fight-over-preemption-is-red-hot-again Duration seconds: 2529 ## Resource Brandon Milhorn, CEO of the Conference of State Bank Supervisors, argues that the Office of the Comptroller of the Currency is pushing beyond its statutory authority in areas including trust charters, stablecoins and mortgage escrow interest. He also discusses the rise of so-called "Franken-charters" and the risks he sees in the growing stablecoin market. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/why-the-fight-over-preemption-is-red-hot-again/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/banking-with-interest-121771/why-the-fight-over-preemption-is-red-hot-again.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.