# What Policymakers Still Get Wrong About Housing Finance

Page: https://stenobird.com/podcast/banking-with-interest-121771/what-policymakers-still-get-wrong-about-housing-finance
Text version: https://stenobird.com/podcast/banking-with-interest-121771/what-policymakers-still-get-wrong-about-housing-finance.md
Podcast: [Banking with Interest](https://stenobird.com/podcast/banking-with-interest-121771)
Published: 2026-06-24T10:05:00+00:00
Episode link: https://bankingwithinterest.libsyn.com/what-policymakers-still-get-wrong-about-housing-finance
Audio file: https://traffic.libsyn.com/secure/bankingwithinterest/Michael_Bright_June_16_2026_Corrected_Final.mp3?dest-id=1986239
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JSON: https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/what-policymakers-still-get-wrong-about-housing-finance
Duration seconds: 2646

## Resource

Michael Bright, CEO of the Structured Finance Association and a former head of Ginnie Mae, joins the show to discuss the state of the U.S. housing finance system nearly two decades after the financial crisis. He explains why he does not think the system is fundamentally broken, what policymakers still misunderstand about the secondary mortgage market, and how issues like GSE reform, Basel III, private credit and fraud could reshape housing finance in the years ahead.

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## Transcript

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