# Stablecoins, Tokenized Deposits and the Race to Win the Future of Money Page: https://stenobird.com/podcast/banking-with-interest-121771/stablecoins-tokenized-deposits-and-the-race-to-win-the-future-of-money Text version: https://stenobird.com/podcast/banking-with-interest-121771/stablecoins-tokenized-deposits-and-the-race-to-win-the-future-of-money.md Podcast: [Banking with Interest](https://stenobird.com/podcast/banking-with-interest-121771) Published: 2025-07-29T10:00:00+00:00 Episode link: https://bankingwithinterest.libsyn.com/stablecoins-tokenized-deposits-and-the-race-to-win-the-future-of-money Audio file: https://traffic.libsyn.com/secure/bankingwithinterest/Alex_Johnson_July_25_2025_FINAL.mp3?dest-id=1986239 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/stablecoins-tokenized-deposits-and-the-race-to-win-the-future-of-money Duration seconds: 2803 ## Resource Alex Johnson, founder and publisher of FinTech Takes, sorts through what happens now that Congress has passed a new law to regulate stablecoins. Will stablecoins take over finance, and if so, are they a bigger threat to banks or money market mutual funds? What are the use cases for stablecoins vs. tokenized deposits? Can big banks beat stablecoin issuers at their own game? ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/stablecoins-tokenized-deposits-and-the-race-to-win-the-future-of-money/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/banking-with-interest-121771/stablecoins-tokenized-deposits-and-the-race-to-win-the-future-of-money.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.