# Banks Can't Wait on AI, Former OCC Chief Hsu Says

Page: https://stenobird.com/podcast/banking-with-interest-121771/banks-can-t-wait-on-ai-former-occ-chief-hsu-says
Text version: https://stenobird.com/podcast/banking-with-interest-121771/banks-can-t-wait-on-ai-former-occ-chief-hsu-says.md
Podcast: [Banking with Interest](https://stenobird.com/podcast/banking-with-interest-121771)
Published: 2026-04-22T10:15:00+00:00
Episode link: https://bankingwithinterest.libsyn.com/banks-cant-wait-on-ai-former-occ-chief-hsu-says
Audio file: https://traffic.libsyn.com/secure/bankingwithinterest/Mike_Hsu_April_20_2026_FINAL.mp3?dest-id=1986239
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/banks-can-t-wait-on-ai-former-occ-chief-hsu-says
Duration seconds: 2625

## Resource

Mike Hsu, the former acting Comptroller of the Currency, explains how waiting to adopt artificial intelligence has become a risk for banks and their regulators. He discusses why AI does not fit neatly into existing risk frameworks, how agentic AI is changing the cyber threat landscape, and why both banks and supervisors need to get more hands-on with the technology.

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/banks-can-t-wait-on-ai-former-occ-chief-hsu-says/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/banking-with-interest-121771/banks-can-t-wait-on-ai-former-occ-chief-hsu-says.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.