# All I Want for Xmas Is a OCC Digital Charter Page: https://stenobird.com/podcast/banking-with-interest-121771/all-i-want-for-xmas-is-a-occ-digital-charter Text version: https://stenobird.com/podcast/banking-with-interest-121771/all-i-want-for-xmas-is-a-occ-digital-charter.md Podcast: [Banking with Interest](https://stenobird.com/podcast/banking-with-interest-121771) Published: 2025-12-17T11:00:00+00:00 Episode link: https://bankingwithinterest.libsyn.com/all-i-want-for-xmas-is-a-occ-digital-charter Audio file: https://traffic.libsyn.com/secure/bankingwithinterest/Katz_Dec_15_2025_FINAL.mp3?dest-id=1986239 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/all-i-want-for-xmas-is-a-occ-digital-charter Duration seconds: 2086 ## Resource As the year comes to a close, the OCC approved five crypto-related firms for new charters, a move that could have big consequences for the banking industry writ large. Ian Katz, managing partner at Capital Alpha Partners, discusses why the approvals happened, what they mean, and why banks may sue. He also tackles the other big issues of 2026 - M&A, housing, and deregulation - and makes predictions on the future of the Fed. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/banking-with-interest-121771/episodes/all-i-want-for-xmas-is-a-occ-digital-charter/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/banking-with-interest-121771/all-i-want-for-xmas-is-a-occ-digital-charter.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.