# From Cash and Cards to Invisible Banking

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Text version: https://stenobird.com/podcast/banking-transformed-with-jim-marous-343931/from-cash-and-cards-to-invisible-banking.md
Podcast: [Banking Transformed with Jim Marous](https://stenobird.com/podcast/banking-transformed-with-jim-marous-343931)
Published: 2026-03-31T09:00:00+00:00
Episode link: https://thefinancialbrand.com/banking-podcasts
Audio file: https://www.podtrac.com/pts/redirect.mp3/chrt.fm/track/A27C8C/tracking.swap.fm/track/2IMk17EdnEqyRhJTIpIU/traffic.megaphone.fm/FPMN1593197547.mp3
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JSON: https://stenobird.com/v1/public/podcasts/banking-transformed-with-jim-marous-343931/episodes/from-cash-and-cards-to-invisible-banking
Duration seconds: 2645

## Resource

The convergence of artificial intelligence, real-time payment rails, open banking, and embedded finance is creating both unprecedented opportunities for innovation and significant competitive pressures. Banks must navigate the delicate balance between embracing cutting-edge technologies, such as generative AI, and maintaining the trust and security that customers demand. In this episode of the Banking Transformed podcast, we delve into the rapidly evolving payments ecosystem with Rich Clow, Head of Innovation and Strategy at Global Payment Solutions, Bank of America. With over 25 years of experience spanning from the early days of branchless banking to today's AI-powered financial services, Rich provides unique insights into the transformative trends reshaping how we think about money, payments, and banking relationships. Join us as we explore these critical trends with one of the industry's most experienced innovators, who has been at the forefront of digital payments evolution for over two decades.

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## Transcript

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