# DBFO explained: what the new advice rules mean for retirees

Page: https://stenobird.com/podcast/australian-retirement-podcast-6957560/dbfo-explained-what-the-new-advice-rules-mean-for-retirees
Text version: https://stenobird.com/podcast/australian-retirement-podcast-6957560/dbfo-explained-what-the-new-advice-rules-mean-for-retirees.md
Podcast: [Australian Retirement Podcast](https://stenobird.com/podcast/australian-retirement-podcast-6957560)
Published: 2026-09-03T05:00:00+00:00
Episode link: https://www.raskmedia.com.au/podcasts/australian-retirement-podcast/
Audio file: https://traffic.megaphone.fm/RRKKR9404681917.mp3
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JSON: https://stenobird.com/v1/public/podcasts/australian-retirement-podcast-6957560/episodes/dbfo-explained-what-the-new-advice-rules-mean-for-retirees
Duration seconds: 2692

## Resource

In this episode of Australian Retirement Podcast, Drew Meredith and James O'Reilly unpack the latest Delivering Better Financial Outcomes, or DBFO, changes and why retirees should care. This episode looks past the political acronym to the real decisions facing Australians who want affordable advice, better super prompts and fewer traps as they move into retirement. Drew and James explain how the reforms could reshape the way advisers charge fees, renew ongoing service agreements and communicate with clients. They also trace how the reforms have evolved since the Hayne Royal Commission and why progress has felt painfully slow. The conversation then turns to why nudges from super funds and providers matter more than most people think, especially for people who may be eligible for the Age Pension or who have not yet switched super into pension phase when it would make sense to investigate it. They also tackle the darker side of the system: cold-calling lead generation, poor incentives and the practical risks around self-managed super funds. To finish, they answer a listener question on whether paying for a platform inside an SMSF is worth it, or whether staying DIY can still be the better move. If you want a calm, practical read on the latest advice reforms, this episode is a smart place to start. Episode resources – Ask a question (select the Retirement podcast) Show partner resources – Visit TermPlus to learn more – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast co…

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## Transcript

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