# The four stages of wealth: What to focus on at each stage

Page: https://stenobird.com/podcast/australian-finance-podcast-1163565/the-four-stages-of-wealth-what-to-focus-on-at-each-stage
Text version: https://stenobird.com/podcast/australian-finance-podcast-1163565/the-four-stages-of-wealth-what-to-focus-on-at-each-stage.md
Podcast: [Australian Finance Podcast](https://stenobird.com/podcast/australian-finance-podcast-1163565)
Published: 2026-03-02T04:00:00+00:00
Episode link: https://www.raskmedia.com.au/2026/02/24/where-are-you-on…stages-explained/
Audio file: https://traffic.megaphone.fm/RRKKR1784637668.mp3?updated=1771900291
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JSON: https://stenobird.com/v1/public/podcasts/australian-finance-podcast-1163565/episodes/the-four-stages-of-wealth-what-to-focus-on-at-each-stage
Duration seconds: 3395

## Resource

In this Australian Finance Podcast episode, Gemma Mitchell sits down with financial adviser, author and host of the Financially Fierce Podcast, Jess Brady. Jess is the author of Get Growing and founder of The Greenhouse education program. Together, they unpack Jess’s powerful framework: the four stages of wealth — and what you should actually focus on at each stage. They cover: – Why money feels overwhelming (and why you’re probably not the problem) – The four stages of wealth: Sprouted, Grounded, Thriving and Abundant– Why trying to “skip stages” slows your progress – The biggest mistakes people make at each stage – How to identify where you are right now – The number one “weed” sabotaging most people’s progress If you like this Australian Finance Podcast episode on building wealth in stages, you'll love our series. Don't forget to subscribe for weekly shows on Apple (hyperlinked with this https://podcasts.apple.com/au/podcast/australian-finance-podcast/id1454193127), Spotify (hyperlinked with this https://open.spotify.com/show/0KEsqdQgVCL6BKomPoNVOz), YouTube (hyperlinked with this https://www.youtube.com/channel/UCvOPFdkhCBIK2Y5QbDtOZXA), or wherever you get your podcasts! Follow us on Instagram (hyperlinked with this https://www.instagram.com/rask.invest/) and TikTok (hyperlinked with this https://www.tiktok.com/@rask.invest) for more investing insights. Topics Covered – Why Does Money Feel So Hard? – “Am I the Problem?” (The Hot Iron Theory) – The Gardening Framework for Wealth – The Four Stages of Wealth Explained – Stage 1: Sprouted – Financial Mindfulness – Stage 2: Grounded – Financial Security – Stage 3: Thriving – Financial Independence – Stage 4: Abundant – Financial Freedom – What Happens When You Skip Stages – Common Money “Weeds” That Stall Progress – Ho…

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