# Low deposit, high stakes: Inside Australia's 5% revolution

Page: https://stenobird.com/podcast/australian-finance-podcast-1163565/low-deposit-high-stakes-inside-australia-s-5-revolution
Text version: https://stenobird.com/podcast/australian-finance-podcast-1163565/low-deposit-high-stakes-inside-australia-s-5-revolution.md
Podcast: [Australian Finance Podcast](https://stenobird.com/podcast/australian-finance-podcast-1163565)
Published: 2026-03-26T20:00:00+00:00
Episode link: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
Audio file: https://traffic.megaphone.fm/RRKKR1075510828.mp3?updated=1774236064
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JSON: https://stenobird.com/v1/public/podcasts/australian-finance-podcast-1163565/episodes/low-deposit-high-stakes-inside-australia-s-5-revolution
Duration seconds: 2053

## Resource

In this Australian Finance Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss whether first homebuyers should use the 5% deposit scheme. Here’s what they cover: -Criteria for qualifying for the new scheme -The new property price caps -Getting the right loan -Managing cashflows -Retaining a buffer -The benefits of using the 5% deposit scheme -The risk and the drawbacks And their summary thoughts and tips. This episode was originally featured on The Australian Property Podcast. Resources for this episode Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://…

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## Transcript

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