# Financially preparing for kids: cash flow, leave, childcare and insurance explained

Page: https://stenobird.com/podcast/australian-finance-podcast-1163565/financially-preparing-for-kids-cash-flow-leave-childcare-and-insurance-explained
Text version: https://stenobird.com/podcast/australian-finance-podcast-1163565/financially-preparing-for-kids-cash-flow-leave-childcare-and-insurance-explained.md
Podcast: [Australian Finance Podcast](https://stenobird.com/podcast/australian-finance-podcast-1163565)
Published: 2026-03-09T04:00:00+00:00
Episode link: https://www.raskmedia.com.au/2026/03/02/how-to-financial…lanner-alex-luck/
Audio file: https://traffic.megaphone.fm/RRKKR2739452634.mp3?updated=1772416454
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JSON: https://stenobird.com/v1/public/podcasts/australian-finance-podcast-1163565/episodes/financially-preparing-for-kids-cash-flow-leave-childcare-and-insurance-explained
Duration seconds: 4230

## Resource

In this Australian Finance Podcast episode, Owen Rask is joined by Alex Luck, financial adviser and co-founder of Everest Wealth Group, for a deep dive into financially preparing for kids. Alex works with many Australians in their 20s to 40s navigating career progression, property decisions and starting families. As a father of two himself, he shares both professional and personal insights into what really matters. This episode covers: - Planning maternity and paternity leave - Understanding Centrelink entitlements - Modelling cash flow during parental leave - Childcare costs and subsidies - Property decisions before and after kids - Insurance and wills - The psychology of financial independence within couples If you’re expecting, thinking about your second child, or simply planning ahead, this episode is essential listening. Episode Resources Get financial planning Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remembe…

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## Transcript

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