# Are Australians really doing it tougher? Real spending data from AU, US & NZ

Page: https://stenobird.com/podcast/australian-finance-podcast-1163565/are-australians-really-doing-it-tougher-real-spending-data-from-au-us-nz
Text version: https://stenobird.com/podcast/australian-finance-podcast-1163565/are-australians-really-doing-it-tougher-real-spending-data-from-au-us-nz.md
Podcast: [Australian Finance Podcast](https://stenobird.com/podcast/australian-finance-podcast-1163565)
Published: 2026-03-23T04:00:00+00:00
Episode link: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
Audio file: https://traffic.megaphone.fm/RRKKR2323957114.mp3?updated=1774224804
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JSON: https://stenobird.com/v1/public/podcasts/australian-finance-podcast-1163565/episodes/are-australians-really-doing-it-tougher-real-spending-data-from-au-us-nz
Duration seconds: 2802

## Resource

If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on⁠⁠ Apple⁠⁠,⁠⁠ Spotify⁠⁠,⁠⁠ YouTube⁠⁠, or wherever you get your podcasts! Follow us on⁠⁠ Instagram⁠⁠ and⁠⁠ TikTok⁠⁠ for more investing insights. Topics Covered – What is PocketSmith and how does it track spending data? – Understanding the Global Spending Map – Mortgage spending trends in Australia vs NZ vs US – Why Australian mortgage costs have doubled in five years – Fixed vs variable mortgages across different countries – Rent increases and housing pressures in the US – Institutional landlords and rental markets explained – Are renters under more pressure than homeowners? – Utility spending trends across Australia and New Zealand – Why NZ energy costs swing more seasonally – How geography and energy infrastructure affect power bills – Everyday spending trends since 2021 – Why Australian spending is tracking inflation – Why New Zealand households are “trading down” – What trading down looks like in everyday life – How households adjust spending when budgets get tight Resources for this episode PocketSmith – Personal Finance Platform Episode with PocketSmtih Super-User Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or…

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